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The agent watches the human's recent online orders, alerts when an item's price drops or a return window is about to close, and drafts the refund/return request. Uses the EU 14-day right of withdrawal for online purchases.

The agent finds the human's long-distance train trips in ticket emails, checks which arrived 60+ minutes late, and drafts claims for 25% (60-119 min) or 50% (120+ min) of the ticket price, asking explicitly for a money transfer instead of a voucher. $0 cost, small but real money.